Frozen Pipe

How to Navigate Frozen Pipes and Home Insurance in Covington, Georgia

In Georgia, where temperatures can unexpectedly drop during the winter months, frozen pipes are a significant concern for homeowners. This causes inconvenience and can lead to severe water damage if the pipes burst.

Understanding how homeowners insurance covers frozen and burst pipes, coupled with effective damage restoration strategies, is crucial for protecting your home and finances. This article tackles the essentials of managing frozen pipe water damage restoration and burst pipe repair.

ServiceMaster by LoveJoy is your go-to company for prompt and reliable water damage restoration service in Covington, GA, and surrounding areas. Call us at (678) 293-0297 or message us online to request an estimate.

Does Homeowners Insurance Cover Frozen Pipes?

Homeowners insurance policies in Georgia typically cover water damage caused by frozen and subsequently burst pipes. However, it’s important to note that this coverage often hinges on the homeowner’s diligence in maintaining their property’s heating and plumbing systems.

Insurers expect homeowners to take preventive measures to keep their homes heated and insulated adequately against freezing temperatures. Failing to do so might lead to denied claims, especially if the damage results from negligence.

3 Steps to Mitigate Frozen Pipe Damage

1. Insulate Pipes

Before the cold season hits, ensure that all pipes, especially those in attics, basements, and exterior walls, are well-insulated. This prevents them from freezing as temperatures drop.

2. Keep the Heat On

Maintain a consistent indoor temperature, even when the property is unoccupied. The heat helps prevent water inside pipes from freezing.

3. Let Faucets Drip

Let a trickle of water flow through the faucets to relieve pressure down the line and prevent pipes from bursting even if they freeze.

What to Do When Pipes Freeze?

If you suspect pipes have frozen, open cabinet doors to increase heat flow to the plumbing under sinks and appliances near exterior walls. Use a hair dryer, heat lamp, or electric heating pad wrapped around the pipe for thawing. Never use open flames!

If you cannot locate or access the frozen area or the pipes have already burst, contact a plumbing professional immediately.

What to Do When Pipes Burst?

A burst pipe can unleash gallons of water, leading to significant damage. Here’s what you should do.

  1. Turn off the main water supply to minimize flooding.
  2. Take photos and videos of the damage for insurance claims.
  3. Remove standing water using a wet-dry vacuum, towels, or a mop to prevent mold growth.
  4. For comprehensive water damage restoration and burst pipe repair in Covington, GA, and nearby areas, call ServiceMaster by LoveJoy immediately.

Why Choose ServiceMaster by LoveJoy?

24/7 Emergency Response

We are ready to respond at any time, ensuring we mitigate damage quickly and effectively.

Expertise in Water Damage Restoration

Our team is equipped with advanced tools and techniques to restore your property to its pre-damage condition.

Assistance with Insurance Claims

We help streamline the process by providing documentation and direct communication with insurers.

Experiencing frozen or burst pipes? Don’t wait for water damage to escalate. Call ServiceMaster by LoveJoy at (678) 293-0297 for expert burst pipe repair and water damage restoration in Covington, GA, and nearby areas. We provide 24/7 emergency response to tackle any disaster, ensuring your home’s swift and thorough recovery. For non-emergency cases, schedule an appointment online.